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How to calculate Savings rate

The Savings rate formula, with plain worked examples you can check yourself.

Savings rate = S ÷ I × 100

The result is a percentage (%).

Worked examples

S = 200 · I = 1000Savings rate = 20%
S = 625 · I = 2500Savings rate = 25%
S = 800 · I = 4000Savings rate = 20%

How to use it

  1. Write down the values for each letter in the formula.
  2. Do the brackets first, then divide or multiply.
  3. Multiply by 100 to show the answer as a percentage.
  4. Compare the answer with last period or with a competitor to see if it is good or bad.

This formula belongs to Cash & Liquidity.

Related terms

Cash flowLiquidityWorking capitalOverdraft

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